Sezzle Inc. (SEZL)

Sezzle Inc. (SEZL) is a leading fintech company in the "Buy Now, Pay Later" (BNPL) space, focused on providing financial empowerment to Gen Z and Millennial consumers. Led by Co-Founder and CEO Charlie Youakim, Sezzle’s mission is to "help consumers budget their lives without the trap of traditional high-interest debt." The company holds a distinct industry position as a Public Benefit Corporation (B Corp), prioritizing the financial health of its users. By late 2025, SEZL stock has been a "Market Outperformer," as the company achieved record profitability by pivoting from a pure transaction model to a high-margin "Subscription and Rewards" ecosystem. Its vision is to become the primary financial super-app for the underbanked, offering credit-building tools and seamless payment options across millions of merchants.

The business operations of Sezzle have evolved rapidly, with Gross Merchandise Volume (GMV) surpassing a $1 billion quarterly run-rate in late 2025. The core growth driver has been the "Sezzle Anywhere" subscription product, which allows users to use Sezzle at any merchant that accepts Visa, driving a 58.7% year-over-year increase in GMV. In fiscal 2025, the company reported a 67% surge in total revenue, with net income per share growing 70.5% to $0.75 in the third quarter alone. The 2026 strategic roadmap focuses on "Full Financial Integration," including the launch of a high-yield savings product and expanded credit-building features through Sezzle Up. By utilizing its "Underwriting Moat"—proprietary AI models that assess risk for consumers without traditional credit scores—Sezzle maintains industry-low loss rates while capturing a segment of the market ignored by traditional banks. This "Niche Dominance" is a primary driver for the SEZL stock price, as the company has introduced 2026 EPS guidance of $4.35, signaling a permanent shift to high-profit growth. The company also recently expanded its credit facility to $225 million to support its accelerating volume.

The SEZL stock is listed on the NASDAQ Capital Market under the ticker symbol SEZL. As a high-growth fintech disruptor, Sezzle Inc is a favorite for investors seeking exposure to the "Alternative Credit" boom. For investors monitoring the SEZL stock price, the "Subscriber Growth (MODS)" and "Revenue as % of GMV" are the most critical metrics. The Sezzle stock offers a high-alpha opportunity in the evolving landscape of consumer finance and digital payments.